Michael Seekens
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Every state has a different way of calculating traffic infractions on your license, so it’s best to know how it works in the state you live in. In the United States there are only nine states that don’t use a points system to tally up infractions. This doesn’t mean there won’t be a way that they keep track of your traffic violations, it just means they don’t use a point system. Insurance companies will still track any violations on record that can affect your rates, so take the same precautions when driving that you do in states that use point systems.
When down in the Sunshine State, meaning Florida, you’ll have a point system to deal with for any infractions on your license. What does this mean? It means that moving violations will add points to your license that will be used to determine penalties, your ability to continue driving, and the cost of your insurance premiums.
The system in Florida breaks down into three categories of points:
There are a few distinctions in how long points stay on your license in Florida, that are really important to understand. The first important piece of information to remember is that violations, due to traffic law infractions, will be used against you for three years by insurance companies. Your premiums will be affected by this, and coverage may be harder to come by with more intense traffic violations.
The second part of the Florida license point system you need to be clear on is that your points don’t stop accumulating when the three years are up. The state keeps track of your points for a five year period, in which you will be held accountable for any further accumulation of infractions.
It’s necessary to denote the difference between the insurance company calculations, and the states tally of your points. The first affects how much insurance will cost you, or whether you can be covered, but the second determines if you’ll get to keep your license. Best to be aware of any points you’ve accrued, and keep track to know when they are no longer valid by either institution.
In accordance with Florida laws, if you have acquired an egregious number of points within certain time periods, then your license may be suspended or revoked. Here is the breakdown of the length of penalties due to points sums:
If you have accumulated enough points, the state of Florida has the ability to suspend your license. If you have committed three major traffic violations, or fifteen minor traffic violations, within a five year period, then your Florida license may be revoked. There currently isn’t a way for you to get points off of your license in the state of Florida, so remember to stay up to date on how many points you’ve accrued. It’s one thing to occasionally be given a ticket, and another to end up considered a habitual traffic offender by the Florida Highway Safety and Motor Vehicles. Be aware of the laws, and stay safe out there on the road.
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