What is temporary car insurance?

Car insurance is a must for all the owners of an automobile. Even if you are driving a vehicle, there is a need for car insurance. It protects from damages, liability, and financial loss. The car insurance shields in events when you are at fault for some accident.

What is it?

This is insurance provided for 28 days only. This short-term insurance is referred to as temporary car insurance. It may be useful in case you need an insurance coverage policy for a short period for reasons where you borrow a friend’s car or are moving home. This temporary cover for car insurance is offered from day 1 and is available for up to 28 days.

This is a short-term insurance solution that can be taken as an alternative to taking a complete annual policy. This temporary auto insurance coverage is useful in emergencies when you need to visit a supermarket in the absence of someone else and there is no insurance policy covered.

Who might it be good for?

The word temporary itself speaks that the insurance coverage will be available only for a specific small period. In fact, it is helpful and maybe good or appropriate for:

• Learner drivers – Learners need to fit in lessons frequently, so taking out insurance as required may be inexpensive than taking a policy for the full length.
• Young drivers – Under 21 age drivers do not have their own car but can access their relative's or friend's cars. This may be a good opportunity to have driving practice and with a shorter-term insurance cover, it helps. Check the temporary car insurance cost with many companies and select the one that is cheaper. This is because you will not be driving regularly.
• Sports or classic car enthusiasts – In case, you own a classic or sports car that is a used car, you may take it out on weekends covering you short period insurance so that you make the best use of your car and can also head out on short trips.
• Insurance for one day – This insurance may be useful for emergencies and so if it is some cheap temporary car insurance, the purpose is rightly served.

How does short term car insurance work?

Short term car insurance works as a perfect cover during your visit. This works for a specific period and can be arranged easily, but you must start the moment it is bought. However, to avail of short-term or temporary car insurance policy, there is a need to fill information giving:

• Details of your name and address.
• Driving history and license.
• Car details that you want to insure.
• Time and date of the cover you wish to start and end.

What does short term car insurance offer?

A short-term policy averts paying for a 12-month policy, however, the features included are:

• Immediate cover option for 30 days.
• Cover is available even for a day.
• Peace of mind.
• Optional cover for dents, scratches, alloy wheels and misfueling.

Consider a temporary auto insurance if required in the emergency, it is useful.